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SPEND LESS THAN YOU EARN | 365 DAYS OF MONEY TIPS | DAY 16

1/16/2020

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words of wisdom
​AN INVESTMENT IN KNOWLEDGE PAYS THE BEST INTEREST.
​-BENJAMIN FRANKLIN
WHY IT IS IMPORTANT: Spending less than you earn ensures that you are living within your means. Spending less than you earn allows you to save and live a stress-free life. Spending less than you earn also allows monies to be available for bigger purchases and emergencies should they arise.
KEY POINT(S): Spending less than you earn frees up money to make larger purchases and handle emergencies should they arise.
MY EXPERIENCE: I’m conflicted with spending less than I earn, as in my case, I want to be without a need for credit! Currently, I continue to aspire for more and I am still paying off debt. The truth is, life and finances are their own separate journeys and unique to the person experience them. The goal is not Spending less than one earns might come easier to one person more than another.  You start throwing entrepreneurship into the mix, and you find yourself sometimes well outside your means with the hunger to be more than just an employee number bringing forth the dreams of someone more ambitious and focused than yourself.  Now, I aspire to build my legacy and change lives and the irony is that execution doesn’t come free. Money Yesterday, Today, and Tomorrow are Temporary.
QUESTIONS FOR YOU: How are you spending less than you earn? What aids in your successful execution of spending less than you earn?
NEXT STEPS: 
  1. Determine what is causing you to spend more than you earn.
  2. Create a plan to minimize spending.
  3. Consider a Financial Coach at Eduential™.
SUGGESTED ONLINE REFERENCES: 
  • Spending Less Than You Earn is the Key to Building Wealth by RYAN GUINA
  • How to Develop the Habit of Spending Less Than You Make by ROB BERGER
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    Author

    Julie Carter, Recruiter.🧐 Coach.💪🏾 Mother.🙋🏾‍♀️🙋🏾‍♂️🐕 Professional.👩🏾‍💻 Wife.💍 Imperfect. 🙃Living to inspire so you may inspire to live.🤝🏾 You ARE NOT alone!🤗

    PARTNER WITH ME
    Disclaimer: Views, thoughts, and opinions expressed in the text belong solely to the author, and not necessarily to the author’s employer, organization, committee or other group or individual. The Content is not intended to be a substitute for legal, professional, or medical advice, diagnosis, or treatment. 
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